.calc-hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 25%,#1b3c47 0,#0c2632 33%,#091b28 70%);color:#f6f5f0;padding:2rem clamp(1.25rem,7vw,7.5rem) 2.3rem}
.calc-hero:after{content:"";position:absolute;right:-14%;top:-80%;width:min(70vw,900px);aspect-ratio:1;border:1px solid rgba(213,181,120,.18);border-radius:50%;pointer-events:none}
.calc-back{display:inline-block;color:#d3c6ac;font-size:.78rem;letter-spacing:.08em;margin-bottom:1.15rem;border-bottom:1px solid rgba(213,181,120,.55);padding-bottom:.3rem}
.calc-back:hover{color:#fff}.calc-hero .eyebrow{position:relative}.calc-hero h1{font-size:clamp(2.8rem,4.5vw,4.4rem);line-height:1.04;letter-spacing:-.065em;margin:.45rem 0 .65rem;position:relative}.calc-hero h1 em{font-weight:400;color:var(--gold)}
.calc-hero>p:not(.eyebrow){max-width:650px;color:#c2d1d4;font-size:.98rem;line-height:1.55;margin-bottom:0;position:relative}.calc-year{display:inline-block;border:1px solid rgba(213,181,120,.5);padding:.45rem .6rem;margin-top:.8rem;font-size:.65rem;letter-spacing:.18em;color:var(--gold);position:relative}
.calc-layout{display:grid;grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);gap:clamp(1.5rem,4vw,4rem);padding:2rem clamp(1.25rem,7vw,7.5rem) clamp(3rem,6vw,6rem);align-items:start;background:#f6f5f0}
.calc-layout [hidden]{display:none!important}
.calc-panel{background:#fff;border:1px solid #dce0da;padding:clamp(1.35rem,3vw,3rem);box-shadow:0 15px 38px rgba(9,27,40,.045)}.calc-section-heading>span,.calc-result-head>span,.calc-empty>span{font-size:.66rem;font-weight:700;letter-spacing:.19em;color:var(--gold-dark)}
.calc-section-heading h2,.calc-result-head h2,.calc-empty h2{font-family:var(--serif);font-size:clamp(1.9rem,3vw,2.8rem);letter-spacing:-.045em;line-height:1.15;font-weight:400;margin:.5rem 0 1.3rem}.calc-section-heading p{max-width:580px;color:var(--muted);line-height:1.65;margin:-.4rem 0 1.6rem}
.calc-exemption{background:#f5f5ef;border-left:3px solid #b89558;padding:1rem 1.1rem;color:#536269;font-size:.81rem;line-height:1.6;margin:-.3rem 0 1.7rem}.calc-exemption a{text-decoration:underline;text-underline-offset:3px}
.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem 1.2rem}.calc-field{display:flex;flex-direction:column;min-width:0}.calc-field label,.calc-payment label{font-size:.83rem;font-weight:650;line-height:1.35;margin-bottom:.5rem}.calc-field label span{color:#a26836}
.calc-field input,.calc-field select,.calc-payment input{width:100%;min-height:3.1rem;padding:.72rem .8rem;border:1px solid #b9c4c2;background:#fff;color:var(--ink);font:inherit;border-radius:0}.calc-field input:focus,.calc-field select:focus,.calc-payment input:focus{outline:2px solid #c6a66e;outline-offset:1px}
.calc-field select{padding-right:2rem}.calc-field small{color:#657277;line-height:1.55;font-size:.73rem;margin-top:.48rem}.calc-input-prefix{position:relative}.calc-input-prefix>span{position:absolute;left:.85rem;top:50%;transform:translateY(-50%);color:#67777b}.calc-input-prefix input{padding-left:1.8rem}
.calc-payment-heading{border-top:1px solid #d8dcd8;margin-top:2.8rem;padding-top:2rem}.calc-payment-heading h2{margin-bottom:1.5rem}.calc-payment-list{display:grid;gap:.8rem}.calc-payment{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto;gap:.65rem;align-items:end;background:#f7f8f5;border:1px solid #e0e4de;padding:.9rem}.calc-payment>div{min-width:0;display:flex;flex-direction:column}.calc-payment label{font-size:.72rem}.calc-remove{border:1px solid #b9c4c2;background:transparent;color:#526268;min-height:3.1rem;padding:0 .8rem;cursor:pointer}.calc-remove:hover{color:#762e25;border-color:#762e25}
.calc-add{font:inherit;font-size:.82rem;font-weight:700;cursor:pointer;background:none;border:0;border-bottom:1px solid var(--gold-dark);color:#826438;padding:0 0 .3rem;margin-top:1.15rem}.calc-add:hover{color:var(--ink)}.calc-form-error{color:#8b2d20;background:#fff3ed;padding:.8rem 1rem;margin:1.5rem 0 0;font-size:.85rem}
.calc-actions{display:flex;align-items:center;flex-wrap:wrap;gap:1rem 1.7rem;margin-top:2.5rem}.calc-clear{border:0;border-bottom:1px solid #adb6b5;background:none;color:#53636b;font:inherit;font-size:.8rem;cursor:pointer;padding:.3rem 0}.calc-clear:hover{color:var(--ink)}
.calc-output{background:#0d2834;color:#f6f5f0;min-height:490px;padding:clamp(1.35rem,3vw,3rem)}.calc-empty{min-height:390px;display:flex;flex-direction:column;justify-content:center}.calc-empty-mark{width:4.2rem;height:4.2rem;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;font-family:var(--serif);font-size:2.3rem;color:var(--gold);margin:2.2rem 0}.calc-empty h2{max-width:390px;margin-bottom:1rem}.calc-empty p{color:#b7c7ca;max-width:360px;line-height:1.7;margin:0}
.calc-result-head h2{margin-bottom:1rem}.calc-result-head p{color:#b9c9cb;font-size:.91rem;line-height:1.65;margin:0 0 1.7rem}.calc-summary{display:grid;gap:0;border-top:1px solid #43606a;border-bottom:1px solid #43606a}.calc-summary>div{padding:1.1rem 0 1.2rem;border-bottom:1px solid #304d57;display:flex;flex-direction:column}.calc-summary>div:last-child{border:0}.calc-summary span{font-size:.6rem;letter-spacing:.13em;color:#d1b57f;font-weight:700}.calc-summary strong{font-family:var(--serif);font-size:clamp(1.7rem,3vw,2.5rem);font-weight:400;letter-spacing:-.03em;line-height:1.25;margin:.25rem 0}.calc-summary small{font-size:.75rem;color:#aec1c5}
.calc-table-wrap{overflow-x:auto;margin-top:2.2rem}.calc-table-wrap table{width:100%;border-collapse:collapse;min-width:500px;font-size:.79rem}.calc-table-wrap caption{text-align:left;font-family:var(--serif);font-size:1.35rem;margin-bottom:.9rem}.calc-table-wrap th{text-align:left;color:#c2ac81;font-size:.63rem;letter-spacing:.08em;font-weight:700;vertical-align:bottom;border-bottom:1px solid #718991;padding:0 .45rem .7rem 0}.calc-table-wrap td{vertical-align:top;padding:.85rem .45rem .85rem 0;border-bottom:1px solid #314f59;white-space:nowrap}.calc-table-wrap td:last-child{white-space:normal}.calc-table-wrap .is-short{color:#f4b79f}.calc-table-wrap .is-covered{color:#badabf}.calc-table-wrap .is-upcoming{color:#d7c69e}
.calc-result-foot{color:#b4c3c5;font-size:.75rem;line-height:1.65;margin:1.6rem 0}.calc-export{display:flex;gap:1.3rem;flex-wrap:wrap}.calc-export button{font:inherit;font-size:.78rem;font-weight:700;cursor:pointer;padding:.5rem 0;border:0;border-bottom:1px solid #d0b37d;background:none;color:#e9d3aa}.calc-export button:hover{color:#fff}
.calc-method{display:grid;grid-template-columns:1fr 1fr;gap:4rem;background:#e7e8e2;padding:clamp(4rem,7vw,7rem) clamp(1.25rem,7vw,7.5rem)}.calc-method h2{font-size:clamp(2.65rem,5vw,5rem);letter-spacing:-.058em;line-height:1.1;margin:1rem 0 0}.calc-method h2 em{color:var(--gold-dark)}.calc-method>div:last-child{padding-top:1.2rem;color:#4d5d63;line-height:1.8}.calc-method p{margin:0 0 1.2rem}.calc-method .calc-sources{font-size:.8rem}.calc-sources a{text-decoration:underline;text-underline-offset:3px}.calc-sources a:hover{color:#8b642a}
@media(max-width:1000px){.calc-fields{grid-template-columns:1fr}.calc-layout{grid-template-columns:1fr}.calc-output{min-height:0}.calc-empty{min-height:280px}}
@media(max-width:760px){.calc-hero{padding-top:2.2rem}.calc-method{grid-template-columns:1fr;gap:1rem}}
@media(max-width:520px){.calc-payment{grid-template-columns:1fr 1fr}.calc-payment .calc-remove{grid-column:1/-1;min-height:2.4rem}.calc-hero h1{font-size:3.2rem}.calc-layout{padding-left:1rem;padding-right:1rem}}
@media print{.site-header,.calc-hero,.calc-panel,.calc-method,.site-footer,.calc-export{display:none!important}.calc-layout{display:block;padding:0;background:white}.calc-output{color:#111;background:white;padding:0}.calc-result-head p,.calc-result-foot,.calc-summary small{color:#333}.calc-summary>div,.calc-table-wrap td,.calc-table-wrap th{border-color:#bbb}.calc-summary span,.calc-result-head>span{color:#333}.calc-table-wrap .is-short,.calc-table-wrap .is-covered,.calc-table-wrap .is-upcoming{color:#111}tr{break-inside:avoid}}